Bank of America Phone Number

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Client assistance

Current Wait: 24 mins (24m avg)

Hours: Mon-Fri 7am-10pm, Sat-Sun 8am-5pm EST; best time to call: 7:15am


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Report Fraud

Card Declined

Account Access

Dispute a Charge

Missing Payment

A different issue

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Reasons customers like you called recently

 “Credit card is being declined. Trying to figure out why”

    • “Need to take someone off my bank account”
    • “I have recently returned an order from Amazon but my account is currently closed. I wan…”
    • “I have recently returned an order on Amazon but my bank account is currently closed so…”
    • “My account is on negative and the bank said it was gonna disappear yesterday.”
    • “Someone hacked my PayPal account and stole what little money I had. Then attached a Ban…”
    • “Hello, I need an authorization code to be able to get into the application on my phone…”
    • “Put money in bill pay to wrong company”
    • “i am a US citzen need to open a online account. at the moment living overseas ,”
    • “I need * counter checks to pay taxes”
    • “I am requesting my account number and route number please”
    • “I need to get details on my checking account and cannot get a hold of a representative.”
    • “I no longer have an account with BOA, but have received * security alerts, recently, o…”
    • “What are the fees to transfer money from my account to another different bank account?”
    • “Need customer service. Won’t let me make an online payment”

See more recent reasons for calling

Our Editor’s Notes on Bank of America’s Phone-Based Customer Care

Bank of America is an investment bank and financial services provider that operates internationally. It is the second-largest bank in the United States, which means that it gets a lot of calls to its customer service department every day.


Why Do People Call Bank of America Customer Support?

Opening new accounts

Updating or closing accounts

Help with credit cards

Loan servicing issues and questions

Reporting identity theft and fraud

Online banking technical support

Setting up appointments with bankers

Investment account management and questions


Best Practices for Calling Bank of America Customer Service


Bank of America has multiple divisions, each with its own customer service department. The Bank of America website provides details on specific numbers for each division. TTY and TDD calling are available for those who are deaf or hard of hearing. In some cases, there may even be a dedicated line for Spanish speakers.

Be sure to check the hours of availability for the customer service department that you call. Some automated services are available 24/7, but live help from a human being is restricted to specific hours of the day.

Before calling, make sure you have your account number or numbers handy, as well as any correspondence from Bank of America. It’s also a good idea to have the ability to take notes during your call: Keep pen and paper handy or have some way to take notes on your mobile device or computer.


How Do People Feel About Their Calls to Bank of America Customer Support?

Because Bank of America has so many customers, it is not surprising that there are mixed reports about the efficacy of its customer service representatives. While some customers are happy with the service they’ve received, others have had different experiences.


Many areas of dissatisfaction tend to revolve around issues of identity theft and fraud. These experiences are understandably very distressing to victims, and many seem to feel that Bank of Representative agents are unresponsive and often lack the authority to expedite investigations, redeposit funds taken out of accounts or replaced compromised credit or debit cards.

What Kind of Issues Can Bank of America Customer Support Resolve? 

Bank of America customer service representatives can handle a range of issues over the phone, including questions about banking services, inquiries about charges and transactions, and to check on loans and other financial products. Calling Bank of America if you suspect fraud or identity theft is often the fastest and most effective way of regaining control of your credit cards or accounts.

What Can’t Be Resolved by Phone With Bank of America?


Some banking processes and services require you to either sign physical documents or to meet with a banker. In these cases, the best that a phone representative can do for you is to let you know the location of the nearest branch to your home or office and assist in scheduling an appointment.


In cases of lost, stolen or compromised credit and debit cards, customers are generally required to wait for a replacement to come in the mail. In some instances, it may be possible to pick up a temporary-use ATM card at a local bank branch.



What Can I Do If I Am Unhappy With My Call to Bank of America? 

Customer service phone calls don’t always go the way we want them to. If your call to Bank of America customer support did not resolve your concerns or answer your questions, you still have options.


Call back. Not all customer service agents are the same. The next person you speak to may have more training or experience and will be able to resolve your case or get you a correct answer to your question.

Get in touch via a different method. Bank of America operates Twitter and Facebook accounts and social media representatives are available to answer your private messages.

Schedule a face-to-face appointment. There will be situations in which it is best to have a face-to-face meeting with a banker. You can schedule a meeting at a local branch online.

If your situation is still not resolved. you can file a complaint online with Bank of America’s feedback form. This is not an option for people who have urgent issues, but it does ensure that your complaint will go to a Bank of America division that specializes in customer feedback.

As a final option, take up your concern with the Consumer Financial Protection Board’s Ombudsman office. The CFPB is a federal agency that protects the interests of consumers. While this is not an option for a quick resolution, it is one way of ensuring that your concerns are seen and addressed.


Customer Number 800-331-0500 – by the Numbers

Phone number to dial800-432-10000
Call-back availableYES
Call picked up by a real personYES
Department you’re callingCustomer Service
Call center hoursMon-Fri 7am-10pm, Sat-Sun 8am-5pm EST
Best time to dial7:15am
Navigate phone maze to a human Press 0#, then 0#, then 0, then 0 then 1, then 0#

Average wait 
Current wait24
Rank (among phone numbers)1
Rank (overall)1
Alternate methodsphone, chat, web, facebook
Quality of communication84%
Nature of help41%
Client votes54,386
Data last refreshed 2022-03-22T10:00:00.653Z

Bank of America’s Best Toll-Free/800 Customer Phone Number

This is Bank of America’s best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Bank of America agent. This phone number is Bank of America’s Best Phone Number because 420,030 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-432-1000 include Report Fraud, Card Declined, Account Access, Dispute a Charge, Missing Payment and other customer service issues. The Bank of America call center that you call into has employees from Massachusetts, Arizona, Florida and is open Mon-Fri 7am-10pm, Sat-Sun 8am-5pm EST according to customers. In total, Bank of America has 16 phone numbers. It’s not always clear what is the best way to talk to Bank of America representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.


Contacting Bank of America – by phone or otherwise

While 800-432-1000 is Bank of America’s best toll-free number, there are 20 total ways to get in touch with them. The next best way to talk to their customer support team , according to other Bank of America customers, is by calling their 800-781-5393 phone number for their Online Banking department. Besides calling, the next favorite option for customers looking for help is via 800-781-5393 for Online Banking. If you think this information is inaccurate or know of other ways to contact Bank of America please let us know so we can share with other customers. And you can click here if you want to compare all the contact information we’ve gathered for Bank of America.


What is GetNumber’s Relationship to Bank of America?

In short, the two companies are not related. GetNumbers builds free tools and shares information amongst customers of companies like Bank of America. For large companies that includes tools such as our GetNumbers Phone, which allows you to call a company but skip the part where you wait on the line listening to their call technology music. We’ve created these shortcuts and apps to try to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service, especially with larger companies. And as long as you keep sharing it with your friends and loved ones, we’ll keep doing it. 

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Bank of America Contact Info

Information gathered by GetNumbers researchers and millions of customers that use GetNumbers:

  • All bank of america contacts
  • Bank of America Phone NumberBEST
  • Bank of America Live Chat
  • Bank of America Help Desk
  • Bank of America on Twitter
  • General customer information

Other Toll-free & Customer Numbers

Online Banking: 800-781-5393

Executive Customer Relations: 704-386-5687

Online Banking/Bill Pay: 877-768-9836

Home Loans: 800-285-6000

Bankruptcy: 800-669-5224

Credit Cards: 800-732-9194

Fraud Reporting: 877-366-1121

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